France has it all: Unspoiled beaches, fascinating medieval towns, pristine mountains, stylish cities and of course a culture based on the best things in life - haute cuisine and fine wine. Few other countries have such an great mix of scenery, culture, history and sophistication, with a very pleasant climate. Perhaps most enticing of all, property tends to be excellent value for money and day-to-day living is remarkably reasonable.

For me, quality of life is heavily based on eating and drinking good things! In many areas of France, it is difficult to find a bad meal or poor value for money. (As in all countries, touristy areas and big cities rarely reflect the good qualities found elsewhere.) The experience of a simple French breakfast - crisp, fluffy croissants and perfect aromatic coffee or a bowl of rich, creamy hot chocolate makes a perfect start to the day. Foods that are an expensive luxury in Britain are part of everyday life in France. Local people demand the highest quality - so you won't have to worry about substandard produce.

As a general rule, the value of French property increases roughly in line with inflation. Unless you buy in a fashionable area, you are unlikely to make a quick profit and so buying a property in France should be viewed as an investment in your happiness rather than purely for financial gain. That said, the relative stability of the French property market makes most investments hold their own.

• High purchase costs 
• Unforeseen renovation costs 
• Buying at a high price and being unable to make any profit on sale 
• Financial over-commitment 
• The threat of damage by inclement weather